2020 was a very profitable year for me. I donated more to my church over November and December than I ever have. I have learned a lot from your teaching. One of the things that I learned the most from is your dividend capturing paper.
I use my ROTH account for what I call side work, which is short term get in and get out. It need not be just dividends. Buy stuff that has a trend up. Buy at prices that are down compared to the Bollinger Bands moving average or below the bottom BB. Keep an eye on the RSI and MACD Sell with a limit order when there is 2, 3 or 5% increase, whatever amount you pick. Lately I have been a bit more aggressive with the mark-up on oil. Much like the grocery store put it on the shelf mark it up 2% or 3% and turn it over quickly. Volatility brings the price back down below the BB moving average, do it again. SLV, XOP, CVX, SAN and BEN have been very good.
My “side-work” ROTH account is up 54% in 2020 since purchasing your dividend capturing paper.