Thanks guys! I refinanced last year for a 30 yr 3.75% and was making an extra 600 payment/month. I just refinanced again for a 20yr 2.25% using my veteran IRRL eligibility and it only cost 319 + vet funding fee. The monthly didn’t change much and with an extra 400 per month, I can get it paid off less than 15 yrs. So now I have options whether to stay or not. yah for me!
Reply To: amortization spreadsheetDan R2020-09-02T11:55:17-05:00