Yep, that’s a decision you’ll have to make. But financial advising in general looks after themselves first and you 2nd. Only you can make that judgment. But of course he’ll say you’re invested wrongly because he wants to be the solution. It pays him to do so. And he doesn’t earn anything on cash. So that doesn’t appeal to an advisor.
When dealing with financial guys, you have to see how they benefit. With me, I don’t benefit more if you have a million dollars in LI picks or $5000. I don’t profit off of your buys/sells, etc. so that’s as pure of a relationship as it gets. But in the end, only you can decide.